Choosing between the options
Start with the editorial guide if you are comparing tools.
If you are still weighing accounting software against other Singapore options — mature cloud platforms, AI-led tools, and full-service accounting firms — start with the editorial guide to the best accounting software for Singapore SMEs. That page lays out the three shapes side by side and the questions a Singapore SME should answer before picking one. The page below is the product fit for Accountant Included specifically; the editorial guide is the fit guide for the market.
- Editorial guide: best accounting software for Singapore SMEs (shape-by-shape).
- Product fit: Accountant Included for Singapore SMEs (this page).
- Bridge pages: choosing accounting software in Singapore; accounting services vs AI software.
The Singapore operating surface
GST, F5, InvoiceNow, SFRS, and Singapore bank and payroll feeds.
A Singapore SME does not just need "accounting software". It needs software that handles the local standards, the local tax cycle, and the local e-invoicing timeline. Accountant Included is being built to cover the practical surface a Singapore SME has to operate in:
- 9% GST on standard-rated supplies, with the SGD 1M registration threshold clearly marked.
- IRAS Form F5 quarterly return, with review packs assembled from coded transactions and source evidence.
- InvoiceNow / PEPPOL for GST-registered businesses, on the IRAS and IMDA timeline.
- SFRS-aligned chart of accounts and standard-cited reasoning.
- Bank CSV and statement imports for DBS, OCBC, and UOB, with planned direct feeds.
- Payroll journal adapters planned for Talenox, Payboy, Whyze, BrightPay, and Xero Payroll; manual journals and CSV imports are the path today.
The product shape
Drafting, review queue, reasoning log, audit trail, period close.
The product is designed so the agent does the drafting and the human does the deciding. The review queue surfaces the items that need a judgment call. The reasoning log records the standard cited, the alternatives considered, the confidence, and the source evidence. The audit trail preserves what was approved, by whom, and when — and the posted records are immutable so corrections happen through reversal or adjustment, not silent edits.
The cost shape
$39 per month, unlimited seats, no per-user tax.
The pricing model refuses per-seat tax. Operations, the bookkeeper, the adviser, and the founder can all be added without changing the subscription. One million tokens are included per month; each additional million is $39. Early-access members get 3 months free when paid subscriptions open, with unlimited tokens in the first month.
What it does not do
Professional advice and filing responsibility stay outside the software.
Accountant Included is being built to prepare, explain, and route the work. It is not a tax agent, and it does not file GST or corporate tax returns on the user's behalf. The filing decision and the filing itself remain with the business and, where used, a qualified adviser.