What we mean
The agent drafts. The review queue keeps the human in charge.
The product shape is not "AI that does your books." It is an agent that reads the source material, drafts the accounting treatment, cites the standard or rule it used, and queues the items that genuinely need a human decision. Low-confidence, duplicate, locked-period, cross-currency, and missing-source cases are surfaced before posting, not buried under an automated "all clear".
- Drafts are produced with the standard or tax rule attached.
- Source documents, KB anchors, and confidence stay visible alongside each proposal.
- Posting happens after approval, and posted records are immutable so the trail is preserved.
Why Singapore SMEs need a local fit
SFRS, IRAS, and InvoiceNow are the operating surface.
AI accounting software for Singapore SMEs has to fit the local standards, the local tax cycle, and the local e-invoicing timeline. The Singapore launch surface starts with the Accounting Standards Council framework, IRAS GST at 9%, Form F5, and the InvoiceNow / PEPPOL timeline. UK GAAP and US GAAP are expansion frameworks, not launch claims.
What it does not do
Professional advice and filing responsibility stay outside the software.
Accountant Included is being built to prepare, explain, and route the work. It is not a tax agent, accountant, or filing service. The filing and the final responsibility stay with the business and, where used, a qualified adviser.
What sits underneath
Channel-neutral intake, structured evidence, a reasoning log you can read.
The product foundation treats each source as evidence. Invoices, bank lines, payroll journals, photos, and PEPPOL messages route into the same workflow. The reasoning log records the standard cited, the alternatives considered, the confidence, and the approval history so a reviewer can always answer "why was this posted this way?"
- Intake from email, Slack, photo, text, voice, or the web app.
- Standard-cited reasoning with confidence and source evidence.
- Immutable posted records with a correlated audit trail.